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Re the list structure - As default? Well, not for me, thanks. I always set mine to tree.

I use the List view, but owning a Macintosh will do that to a guy... makes an OSX user feel right at home that way (Also notice that the tree view emulates Windows' left-hand "Explorer" bar? It's sort of why they were done-up like they were, so that it wouldn't look much different from whatever default file-poking-around layout that a user would normally be accustomed to).

/P