well, my workflow is: setup of pose and morphs in frame 1. when i am happy with everything, i select all parts of the character in the keyframe-editor (l-click, hold and pull down) and put it all to let's say frame 20. in frame 1 i zero both pose and morphs. off to the cloth-room, new simulation, run the sim, and when everything is ok i spawn a morph for the cloth. back to the pose-room i delete frames 2 to whatever and in frame 1 i load pose and morphs for the character and the new cloth morph is set to 1. back to the clothroom and delete the simulation. happyness... now you can do some adjustments with mags or give the cloth a couple of frames to fall nicely. if you want to change the pose, run a new simulation. you don't have to start a sim with a zeroed figure. if you need another dynamic cloth in your scene you have to run a seperate simulation for this cloth. one sim for each item. just go to the cloth-room and hit 'new simulation'. helps?