Lol...that's funny!  
And yes..I did know all of that.  I've been online since '95 and still, everytime I think I've seen it all...some idiot comes up with some new way to scam ppl.  It's the 'unprotected sex' statement...You MUST learn everything you can to protect yourself and even then spammers and phishers will find a way around it and you have to educate yourself on the new scam.
The worst part is how confusing it is to soooo many ppl who have no idea how it's happening and therefor don't know what to do to stop it.

 

“For those who believe, no proof is necessary. For those who don't believe, no proof is possible.”

[Stuart Chase]