I'm a student and a single parent trying to make it with government support. While it is enough to survive on, it doesn't leave much in the way of spending money and some months there is none. Others have given fine advice, my take on it is simple: It does not cost very much to used Poser, it only costs if one wants/needs more content.

As for the internet service, I recall some people earlier saying they go to internet cafes or libraries to download things. Those people did it because they were on very slow dial-up connections, but it could apply to anyone.