Almost forgot to add these to the list:

Software to use for making digital anime:
Photoshop, Paintshop Pro or any graphic software that uses layers and vectors.. 
Daz Studio, Poser,  and the Aiko3 morphs

I know there are many poser artists that take pride in not doing post work, but Photoshop CS allows me to combine my other artististic skills with poser.   For me having the option to add to a work is a plus.