I see that iloco was curious about,

Do you use a card reader or ... to transfer your images ... to your computer?

Usually I use a card reader ... because ...

1. faster
2. no camera setup
3. no PC setup
4. no need to install ridiculous 'idiot-proof' camera software on the PC

... just create a destination folder and file to file transfer using windows explorer. 

I also noticed that gradient mentioned the,

Extra expense...about $15

I checked my favorite supplier: Computer Geeks -- they listed 33 memory
card readers within their Flash Memory / Card readers Category.  Their
prices were as low as $2.00.  They had some exotic items such as memory 
readers in combination with a USB hub, a HDD case, FDD, ... some were
even internal devices that mount in a drive bay on a desktop PC. 

While you're there, you should also look at their flash memory prices --
that way you can save on shipping costs and conveniently spend more
money at the same time.  LOL

--
Martin