Thanx guys! The image is made up of 3 pictures - a normal water background, a section of jetty and a yacht on the river at the Quayside Fair from the local Yacht club. Started with the jetty - it's actually part of a bigger picture (which I haven't posted yet) and curves around, so cloned the bottom curve to get a straight section. Looked bland, so threw a black > red gradient layer in behind - altered colour balance of jetty to blend in better. Threw in water background and altered balance to blend in. Cut yacht out of original pic and threw in, burning into background then altering transparency slightly and viola! (",)