Ok, here's views of the front and back. No postwork except composition and to add the ornamental thingys (sorry, couldn't resist....lol!) You can see where the skirt interacts with the sweater causes it to crumple or bend. A narrow strip of vertices across the top was constrained. Maybe I should have done two rows?

Also changed the color trying to get a creamy shade. I had made a cream material preset for it weeks ago, but it didn't work for some reason. Another MR mystery, I guess. It was a pretty shade, no idea why it wouldn't work.