Many thanks for all the suggestions:-)

I'll work through them, .... gradually ...

The P4 character posted above actually suits my requirements quite well, and saves me having to faff around with decimating meshes and all that stuff.
For anyone interested, the character and the texture came from a package called "MorphManBonus" by momodot. It's still in the freestuff, somewhere..

Cheers (and merry Xmas)
Diolma

(PS - Why is it a time for "Goodwill to all men" - why not to women too?)