I don't use any of those utilities, but CodeTwisters MorphMaster Pro is an excellent product if you don't mind a little "hands on."  You can load a figure and clothes, and you can pose the figure and use any morphs installed in the CR2.  It works through the CR2 itself, and saves morphs and FBMs directly.  It has great selection options and morphing capabilities.

Not sure if it supports V4.  I emailed CodeTwister about it, but never got an answer.  Now I don't work with figures anymore, so I let it go.  I think it's in the price range you mentioned.

John