Glad you got it sorted LBT:-)

"I have to play with the choreographed group to tone it down a bit."

I'd be very interested if you could post an explanation of how you used the choreographed group on the mesh. I've never used it ('cos I don't really understand how to).

For doing something like you've done, I would first put something on the bed (probably a lo-res figure) and drop the cloth onto that. Then export the resulting cloth as a .obj, clear the simulation, delete the figure (or figures) import the saved cloth and do another simulation...

Cheers,
Diolma