Thank you Lew, you had lots of great ideas! I do have that magazine actually, and it's FANTASTIC...very pricey but I get it each month, and good quality too! I just wish that they sometimes run a little more detailed tutorials on hair and cloth, or offered them on their web site as to a print copy. Perhaps a tutorial on hair that's portrait style, hair in action, etc. I'll go through all my copies of IFX and see if they've printed something like that. And the hair magazine is another excellent idea that I never thought about! 

What about stock pictures with fabric ideas? Have a site that's good? or skim through DeviantArt? 

Getting over that "oh now that looks like crap!" reaction when painting is the biggie, and hard to keep that part of the brain occupied or closed off while trying to be artsy. 

Thanks again Lew and everyone else who answered this thread :)