Eventually, you will definitely want to start investigating the Cloth Room and the Material Room.

Here is a thread of material room bookmarks. There are some very good newbie material room threads listed at the top.

http://www.renderosity.com/mod/forumpro/showthread.php?thread_id=2722867

I've given links to Cloth Room tutorials in my first post. So definitely check those out.

"It is good to see ourselves as others see us. Try as we may, we are never
able to know ourselves fully as we are, especially the evil side of us.
This we can do only if we are not angry with our critics but will take in good
heart whatever they might have to say." - Ghandi