Here are last changes.

She is better, but still there are things to improve.
Cloth UV mapping must be fixed near shoulders, I don't like face at all.
Static particles in cloth also are a problem, since I don't use guide curves is hard to control their size.

Cloth is too regular still, but I wil wait to see how works making softbody cloth.

That hair has the definitive hairstyle, and can be animated. Some refining and wil be finished.

Next words are a spoiler of manga:

That hairstyle is not casual, it's related to her darker side, so I'm making an hibrid of the character. It will change the initial storyboard, introducing a secondary character in a near gore scene.
The good of those scenes is that they are good to play with Blender fluids :p