Clothing - I don't know how good later versions of Poser are - I have Poser 4 and the problems are the same as those in DAZ Studio, if not a little worse.  I have not been tempted back to Poser4 yet......

Perhaps the 'dynamic clothing' in later versions of Poser is more effective - I suggest asking a few questions on the Poser boards to find out and having a look at what is in the galleries to see if the sort thing you want is being achieved, and if so, how.  

I may be being unduly pessimistic at what can be achieved with 'conforming clothes'.  Is there a particularly good offer on Poser7 or can you wait until you have experimented?  In my experience there are limitations in most things, although the current stuff is far better than what was available when I first tried this some 6 years ago.

Regards
Peter