I just read both nvidia and amd are releasing new video cards net month.. typically that means a price reduction on older video cards as well.. might be worth holding off for another month, to see what looks like the best value. Check Tom's Hardware guide for the best values of the month in different price catagories.

And typically a decent psu will run ya about $50 or so online, and shipped.

Way too many people take way too many things way too seriously.