Quote - What I'm hearing from you guys is that everyone uses a little something different.  Here I was hoping for a concensus or something :)

Consensus?!? From this community?!? ROFL! Sorry but everyone has their own individual workflow and style. As someone has already said, find the workflow that suit's you best. If you're familiar with TrueSpace already and feel comfortable with it, get the tutorials for making clothes in there. If you want to try finding something better, download every demo program you can find and see which one works best for you.