I think the textures Keith are referring to would come pre-assembled, so no faffing about required. If one wanted to faff one could, or presets could be included to accommodate auto-faffing.

The point being that if all the bells, whistles hairs and highlights were baked into a single layer than faffing would be impossible whether one wanted to faff or not.

When I put content together I try to make it instantly usable to the Poser novice but I do not dumb down my work to meet the lowest common denominator. Where options exist I aim to make them clearly understandable. I feel that a little "gentle education" can go a long way to enable the user to get the best from my products and Poser.