Highlights on any texture should be banned. Still don't understand why some are still getting away with that one. All apps except P4 don't need it and look worse with them than without them. Nothing worse than having the light coming in from one side of the scene and having those baked on highlights showing in shadowy places.

As for makeup on textures as different layers, It does make it easier to use in other apps. Not many apps use the poser material room nodes but most still can do layers.

Now the hue thing, that's another issue. I bought 3 textures once and found that they were the same texture with the hue changed. NOT impressed with that one. To late to get my money back but will never buy from that merchant again. Same goes for merchants that do all those highlights.