Yeah, they took something easy and straightforward and made it needlessly complex.
Not just that, but IMO, the fact you have to install V 4.1 or 4.2 into the main Poser directory shows a blatant disregard for those of us who keep all our content elsewhere.
I could back up all my Poser stuff onto some DVD's or an external HDD in preparation for a complete reformat, but forget that V4 is in the Poser program directory, and be SOL.