Hello, yadi!  Like FrankT, I would strongly recommend you look in to purchasing Victoria 4 and her morphs.  She has a wide range of possibilities and is easy to work with.  (Feel free to take a look at my gallery to see what I have been able to do with her.)  As for skin, hair, etc., you will want to consider looking at the various products in the marketplace here.  Having a few of these items will at least give you a better base to work from.