I was able to track down a tech sup who was familiar with P5 and he led me to patch that after you install it, wipes out the challange question.  My P5 is working again.  Thanks. :)

I bought P5 direct from Curious Labs way back when.  Funny thing is that when I inquired about the new Poser Pro, The tech said that my version of 3ds max 7 is too old to use with it.