A check card is good. IF IT IS SET UP TO A SMALL, CONTROLLED ACCOUNT. I wouldn't want one for everything. They do call, when it is over $500.00. But, they don't reimburse you if you are ripped off. I have a seperate account, for everything...this place, online, everything. It is just a small $500 dollar limit cc. That is the only thing I ever use for online purchases. They scare me. I commented, just the other day, in C&D about music files playing when I hit a couple links, here, this past week. No, I don't think it was embedded html files in the thread I was reading. My zone alarm goes off though, when something like Windows Media Player wants to surf the internet. It also goes off when I am being "pingged". It did not go off, either time. I got out of here, as fast as I could, hitting the switch on the surge protector, if truth be known. Pop...pop...pop!