Thanks Bagginsbill.

I used the V4 abdomen to create a texture group called "pantyhose" and applied your texture settings to it.  The good thing is that it works well for outfits with a high leg (like infamous and the V4 tank leotard).  The down side is that the texture goes most of the way up the back and chest and can be seen using outfits like infamous and the V4 tank leotard. 
Is there a way to select just the polygons on the lower abdomen to create a texture group?

Also, I noticed that the "pantyhose" group I created stays on the V4 character even when I load a new file.  Is this normal?  I couldn't delete the group, but instead assigned the abdomen back to the torso, leaving the pantyhose group in the drop-down menu.

Thanks again!
Xan