someone once bought tickets to a giants game with my debit card. the bank reversed the charge but I had a bit of trouble with bass ticketmaster until I flat out told them that I was POSITIVE I hadn't bought giants tickets because I HATE THE GIANTS. :) the last time, however, I didn't know anything had happened until the credit card company called to verify a couple of attempted purchases (they would have put me over my maximum limit). I hadn't made any purchases on the dates in question, so they disallowed them and cancelled the card and issued me a new card (but not a new limit, darn it). In both cases, the cards used had not only never left my posession, but the second card had never left my desk drawer. It was ONLY used for online purchases. I learned later that one of the places I had bought from had been broken into and the information stolen (and not just my info). Be careful and make sure that when dealing with a company, any information they keep that can be used to perpetrate this sort of fraud is kept in a manner where it is totally unavailable to anyone online. (This is why BBay requests a hard copy or a phone call when verifying your credit - they don't keep anything on the computer, just as Renderosity doesn't keep any info on the computer). Kate