O.K.... made a 'material' that I am happy with... finished adding all the other textures, but can't get it to work.
The original is a 'prop', and I have been trying to save it as a prop or pose.. neither seem to work.
I did the same as I would a piece of clothing eg... getting rid of all the :Runtime and leaving it from :textures. I'v changed the 6 to 4.01 and mtlcollection to figure. The only thing I can think of is that I have made and saved the 'material'..... is there something else I should have done.... and half way down the page it started coming up with the owners name  which I left. 
I know this isn't very clear, so what parts should I take a snapshot of to show you what's happening?