From some point of view I could agree with you: This whole plan sounds crazy, and it's you and me who are going to pay for this in someway. But I'm afraid this modern world can't survive without banks. If it wasn't possible to lend money from the bank, the whole housemarket would collapse, and with it the whole building industry. This whole system is so damn complicated that we are overwhelmed by it. You have to be a professor in economics to understand he whole figure.
In that view I think it's ironic that an american got this year nobel-price for economics.
I agree that bankers can be gamblers, but those "gamblers" also have my money and savings so if they go bankrupt I'm afraid I wouldn't see one eurocent of it again. So I´m glad the governments take action, from what I understand the mayor part of the money is meant to garantee the savingsaccounts of the common men and to support the healthy and "correct" banks. So at the moment we'll have to wait and see what happens.

just my €0.02 for what it's worth at the moment.

Bopper.
 

-How can you improve things when you don't make mistakes?