Thanks Dave

Someone actually told me that I could use poser products, but they mentioned I may have a couple of problems.  Being very new to this as I am, I probably wouldn't know how to rectify any probs.
At the moment I am literally, loading a model,  morphing and posing it,  and then rendering it into an image.  Everything else is out of my league right now. 
So if you believe that I could get by with content from other places without tying myself in knots, I would be very grateful to hear it. 
Damn this stuff is addictive :)

Much appreciated Dave!