i found that if you don't have the M4 base and morphs in the same folder as say, clothing, it buggers the morphs up!!

so, person on DAZ3D helped :)
to install V4 and M4 in their own seperate runtimes, just install as a DAZ STUDIO install but in your chosen runtime!
it works, woot :)

oh the pants = wrong is a known problem, it's due ot poor explanation, iirc, can't recall the detials, like, load the other "Pose material" setting, not the one you'd expect. or some such.

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