Ah, the ol' "clearcoat" effect. I think that's buried deep in the galleries somewhere. But if somebody finds use of it, all the better.

You can really get a sparkle paint job if the "undercoat" is actually a grainy bump with high specular. (And perhaps aliasing disabled.) Looks like the gel-coat flake paint. But it's tricky to get just right.

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Barbequed Pixels?

Your friendly neighborhood Wings3D nut.
Also feel free to browse my freebies at ShareCG.
There might be something worth downloading.