Even if credit cards are used by someone else to buy stuff, wasnt some law or ammendment passed in the USA in 95 or smomething, gauranteeing that any victim of credit card theft, whther or not they report the card stolen in time, NOT be liable for any damages inflicted (aside from a 50$ charge or something)? Don't quoteme cause I'm in canada, but maybe someone else can shed some more light. ry