In response to your earlier post, I wanted to clarify that I rigged V4 17k polys because I want her toes (that sounds so bad), but I would use the 4k poly model as the "control cage". I would prefer to use only the 4K poly model, but as mentioned, it doesn't have toes.

I would also like to clarify that lo poly models aren't just limited to games; they are used quite often in film utilizing PRman's rendertime subD smoothing. This is all severely off-topic.

I do hope, though, that Lightwave works better for you than it did for me. I couldn't wrap my mind around the interface. I would still caution against hosting solutions - import and convert is my mantra.