Solve the clothing problem. Thats NOT unrealistic. Purchase a Havok license and get on with it. This is a SUBSET of general purpose cloth simulation, and not an incredibly complexe one. Still have clothing as a seperate item/figure, simply get it to fit to morphs. I can (and will) spend days getting a Vicki character into the perfect shape with the STOCK morphs, and be assured that no clothing I own now or int he future will fit her right. That, to be nice, sucks. So there you have it :)