Regarding "one crash away from nothing", my experience with DAZ over the years has shown that they bend over backwards to ensure that software which has been purchased is available.  I tend to backup constantly, so this has rarely been an issue, but they reset downloads promptly for users who have problems.

It is difficult to adjust to new methods, but at some time we all look around and realize things have changed and we now accept what was one unthinkable as the status quo ante.

Klebnor mit Spaetzle

Lotus 123 ~ S-Render ~ OS/2 WARP ~ IBM 8088 / 4.77 Mhz ~ Hercules Ultima graphics, Hitachi 10 MB HDD, 64K RAM, 12 in diagonal CRT Monitor (16 colors / 60 Hz refresh rate), 240 Watt PS, Dual 1.44 MB Floppies, 2 button mouse input device.  Beige horizontal case.  I don't display my unit.