Quote - I am very, very new to poser 7...I have the program and scared to use it.  I keep seeing all these kits and the prices...I know I can't afford all of these.  Can anyone help me out and explain to me what to do??  Do I need all these things??  I am totally lost!

Poser is built around two things: FREEE STUFF! and purchased content.  Most of the time, Free d'loads are about 50-70% of the quality of pay products.  The difference is, of course, purchased products have a standard of quality to them that is enforced by the marketer/artist while freebies can run the whole gamut of quality levels.

You could go an entire year(s) without buying anything for Poser and still having something new to mess around with produced by freebie creators.  Considering 3D modeling apps that are also free like Blender, Wings3D, Anim8tor and graphics/illustration apps like Gimp, you could produce your own free content as well and never have to buy a single thing. 

Check the info above by Arcady.   There are a couple of things you might want to get. 

Victoria 4.2 is the standard female figure most people model products for.  She is free: http://www.daz3d.com/i/shop/itemdetails?item=4783

Michael 4 is the standard male model but is relatively new so there isn't as much freebie stuff out for him yet.  But, he's free as well: http://www.daz3d.com/i/3d-models/-/michael-4-base?item=7877&_m=d&refid=677118578**

**(Note: IIRC, there is download somewhere that has Victoria 3 and Michael 3 base figures in it that is also free.  IIRC, there's also a free package somewhere that has the Victoria 4 base package in it. (She's different from Victoria 4.2 in the way morphs are handled.)  You can check around for that. )

The only thing I would suggest you purchase, once downloading the above base figures, is the Victoria 4.2 Morphs++ package.  Then, you will more easily be able to take full advantage of lots of free content generated for her although, you don't have to have morphs++ to download and use freebies, even those created specifically with that package in mind.  It just helps. :)

But, you don't have to d'load/buy anything.  Poser's default library of figures and items are plenty to keep you entertained for a very long time!  Add the freebie items you can find all over the place and you don't have to spend a dime on content for months/years/decaded. :)