Can you add pictures (best wireframe) of nurse set after calculating dynamic? Preferably 3-5 and 20 frames.

In my clothes animations I used "dummy" buttons.
Loaded low poly ball prop xscale 10, zscale 10, yscale 100. Such ball/stick I thrust in chest through the clothes and added it to collision list. Later I set transparency to 1. This prop is usefull because you can transfer/remove it in frame when shirt should be unbuttoned.

And last - I'm sorry if I ask about obvious thing, but...
Did you selected body parts which should collide against clothes?