Not offended at all. 

You're right about getting the best possible image in the camera. 

OTOH, sometimes it's about knowing the rules ... so that you can break them well -- that is, in the right way.  BTW, that idea of " ... follow the rules ... [but] know when to break them ... " is shown quite well in The Golden Child. 

As to photoshop and filters, and ... my copy of Photoshop is 7.0 not CS 4 (or even CS 3) ... none of the new tools could work for me. 

As to your comment,

grabbing all those filters are tempting to me you have no idea lol 

So?  What's stopping you?  ... Try ... Experiment ... After all, no cost but time. 

--Martin