There have been a lot of changes to PayPal over the years.  The most intensive security overhaul was when eBay bought them.

Like you, I didn't use PayPal all that much except to receive payment for screensavers that I was offering on my site lo these many years ago.  Now I don't have any problems with them and have never been hit.   They've responded well to the phishing emails that were going around a couple of years ago and I don't get those any longer, either.

Hugz from Phoenix, USA

Victoria

Remember, sometimes the dragon wins. Correction: MOST times.