I have both and have found them to be more than satisfactory in creating beards. The Michael version also has MTs that allow you to create the sense of a larger beard (by extending the chin and jaw), and those work far better than I anticipated. Insofar as your Photoshop question, sorry to report, but they are indeed painted on the default head, and it would be tough transferring them to another head texture. My suggestion? Look at how it was done, and then learn to create it yourself.