Thanks for the advice DarkEdge. That's exactly what's missing---the loops around the Knees. Not quite sure as of yet how to do those and folds. You said I did it above. I don't know which step that was. I basically either molded a shape with all my arrows (Manipulation tools) or selected lines then connected them.

From modeling to conform what are the steps?

Am I right in thinking this?

1.)Model the clothes
2.)UV map the clothes
3.)Rig the clothes
4.)Make the CR2
5.)Texture the clothes

A five part process? In that order?