the bank tried to screw my bro...he has a house valued at $300k+. He owed 80K.
Had the misfortune of a ton of medical bills to the tune of 250,000. He was having problems paying for everything. House up for forclose. The bank wouldn't even try to work things out. Why? They already had a couple of people willing to buy the place for over 200K. What a screw job.

Humankind has not woven the web of life. We are but one thread within it.
Whatever we do to the web, we do to ourselves. All things are bound together.
All things connect......Chief Seattle, 1854