I have been using Effects Lab Pro and after a lot of practice I have been able to make about anything look as if it's falling apart or exploding with only moderate changes in Poser scene dynamics. As long as the Poser scene is set up to animate everything with consideration to the effect that will be added later in Effects lab Pro, you can do about anything it seems. You might have to create custom effects, though.

I know it seems like a cheap way to do it but with the necessary patience this program is a nice postwork tool.