I haven't had that problem ever in Crossdresser.  Hmmm.. Where are the tears?  What clothes have you had the issue with, converting from what character to what character?  If I have them I'll give it all a try and see if I have the same problem

Are you chosing "high" quality?    I always choose that.

I understand that there may be tears where the old mesh was separated for the old character's body parts, and by selecting "weld clothing" that might be stopped.

I also understand there may be rips from bending because of erroneous falloff zones, and you can uncheck that box and see if that helps.

Indi.