Well. My example (pre-OK by JenX, educational purpose only)

Primitive torus. Fatness 1,00 - scale 4%. In this case untextured because I used V4 with standar-res maps, and the face map has a bad adjust in the torus full of blank zones. But usually face or body map save the day. And of course a little tweaking of photoshop to blur the connection hip-torus borders

CASETTE
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"Poser isn't a SOFTWARE... it's a RELIGION!"