I went into freestuff to find a free texture set to show you. I hate that the category mixes characters with textures. The characters are frequently just some morphs and you can waste a lot of time downloading characters that don't include a set of maps.

Anyway, I found this one: Fabienne - Complete Char for V4

Upon loading the "default" mat pose, this is what I get.

Turns out that:

1. The bump settings is messed up - it is set to 1 inch.
   2) The bump map is not a real bump map - it is just a gray scale copy of the color map. This is pointless for a number of reasons.
   3) There was no "shader" there whatsoever.

You might conclude this is a terrible texture set. Not so.

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Renderosity forum reply notifications are wonky. If I read a follow-up in a thread, but I don't myself reply, then notifications no longer happen AT ALL on that thread. So if I seem to be ignoring a question, that's why. (Updated September 23, 2019)