Sounds like you're having OpenGL issues perhaps. Try setting the display to SreeD (rightclick in the work area and change settings that way easily) and see if the problems continue.

More often than not, Poser's "Out of Memory" error isn't really an out of memory error but just Poser's way of telling you there was something - perhaps a texture - it couldn't find.

Last but not least: Which OS? Which specs? Did you apply SR1?

And which browser do you use? That problem with SM's site isn't one I've been having and I use GoogleChrome - and that CAN be finicky with certain sites and fields - but not on SMs . I've heard someone else mention that problem though. You can email their support as well, can't remember the email but it is listed on SM's site.

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You just can't put the words "Poserites" and "happy" in the same sentence - didn't you know that? LaurieA
  Using Poser since 2002. Currently at Version 11.1 - Win 10.