Considering that the Wall Street Journal's servers were affected... and they reported the news about the flaws and the patches, I doubt if we can single out BBay or any other smaller company for not being quite timely in erecting defenses against a moving target. Considering Microsoft's weaknesses, it is truely amazing that people would willingly give their personal data to a Passport or Microsoft's .net or XP setup. Yikes! What do they think we are? Stupid?!? Yes. Carolly