I did some experiments with this, but never followed them through. One problem seems to stem from the cloth simulator's inability to deal with small features on the figure. Bodies are generally gently curved, but heads have inconvenient features such as ears to contend with. See the attached experiment, where I was trying to make windblown morphs for oro_snake's Felicity Hair for example.

One idea I had to possibly deal with this was to use an "ear proxy" - basically a prop which would cover the ears and be collided against during simulation.

Anyway, I'll follow this with interest to see if anyone comes up with something I hadn't thought of.