Actually, that's a double-edged sword there. As figures got more and more advanced (ie: built in morph targets, various body shapes, joint controlled morphs, etc), incorporating all of the innovations that the community, in part, discovered, it became more and more difficult (and time consuming) for many to create their own things.  And because it was more difficult and time consuming, and because there were a LOT more users coming in that didn't know how to do it themselves, a marketplace was born.

Unfortunately, the community aspect of the old Poser days is largely gone, which is unfortunate. I miss those days. But that hasn't stopped me from trying to help someone that wants to learn how to do it themselves ... in fact, I encourage that whenever I can! 8-)