PhilC, You pointed out what I am trying to do in your first example, which is poser V4 so that her hand stays on her hip as I move/pose the rest of her.:

Loaded figure.
Posed figure with hand on hip.
Turned on IK chain for arm.
Rotated chest.---------> Hand stayed on hip.

However, even though I am trying to do this, for some reason it's not working...

pjZ99, that's what I thought...I pretty much have the figure Ik theory all set in my mind... but the chain break theory escapes me....

Eddy